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BUSINESS CHECKING ACCOUNTS     We have great business checking accounts that are simple to understand and tie those together wtih great products such as online banking, bill payment, cash management, eStatements, Merchant accounts and best of all you get personal service with a "Can Do" attitude.

Checking Account Features
*  FREE 1st box of Personal Checks or Endorsement Stamp
Unlimited check writing
*  Electronic or Paper monthly statements
*  Online Banking, Bill Payment & Cash Management
*  Check images available through online banking
*  ATM / Debit card - VISA & MAESTRO networks
*  No fee to use our ATMs on the MoneyPass network ATMs (23,000 nationwide)
*  No annual fee Visa Reward Credit Cards (OAC)
*  Free Notary Service for our customers.

Overdraft Protection
*  Courtesy phone call notification from bank staff
*  No fee relationship savings account transfer
*  Ready Reserve creditline (OAC - advance fees apply)

SIMPLE BUSINESS CHECKINGS:    The perfect checking account for most businesses.
*  No minimum balance requirement
*  No monthly service fee
*  $0.20/deposit over 50 per monthly statement cycle
*  $0.20/withdrawal over 100 per monthly statement cycle
*  No fee for coin/currency deposits
BUSINESS CHECKING WITH INTEREST:   Interest-bearing account with great features and tiered interest rates.
*  $6.00 monthly service fee
        > Waived if average daily balance remains above $500 during the statement cycle.
*  No fee for coin/currency deposits
BUSINESS ANALYSIS CHECKING:  The account for businesses with high transaction volume and more complex  (generally items greater than 300 per month).
*  Monthly fees can be offset by an earnings credit!
*  $6.00 monthly service fee
        > Monthly service fee waived with eStatements
*  $0.20/deposit over 50 per monthly statement cycle
*  $0.20/withdrawal over 100 per monthly statement cycle
*  $0.06/deposited transit item
         >Monthly per item charges waived if using Remote Deposit Capture ($35 / month)
*  No fee for coin/currency deposits

Click here to use the FDIC Insurance Calculator
Interest rates and yields are subject to change daily.  Please ask for a current rate sheet.  If an account is closed before interest is credited, accrued interest will not be paid.  Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items.  We use the average daily balance method to calculate interest on your account.  This method applies a periodic rate to the average balance in the account for the period.