BUSINESS LOANS At Twin River National Bank,
we believe that local businesses and professionals are the
foundation of our communities. That is why we are dedicated to
providing you expertise, resources and services you need to be
successful and prosper. Our experienced loan officers combine
competitive interest rates and flexible terms designed specifically
to help YOUR BUSINESS achieve YOUR GOALS. Because
loan decisions are made locally we provide a fast response and you
are in direct contact with the decision makers.
INFORMATION - When you are ready to
visit with a loan officer about your business needs you may
want to bring the following financial information with you:
Yearend Business Financial Statement
Individual Financial Statements ( owners)
Interim year-to-date Business Financial Statement
Personal Tax Returns (past 3 years
Business Tax Returns (past 3 years)
FINANCIAL STATEMENT FORMS:
Click below to download a form or excel file or you may use
your own computer generated form if detailed enough.
|Accounts Receivable & Accounts Payable
Individual Financial Statement Form
|Equipment & Vehicle List
Individual Financial Statement Excel
Also bringing in a
couple of months of bank account statements will help us
analyze your checking account so we can make a bid on that
business at the same time.
LINE OF CREDIT: Increase inventory, fund short term cash
flow needs and manage timing differences between sales and
collection activities with a revolving Business Line of Credit.
Monthly interest payments, flexible terms and quick local decision
making ensure your loan will be there when you need it. Pay
interest only on the amount advanced on the line of credit monthly.
BUSINESS EQUIPMENT TERM
LOAN: Whether you are looking to expand your business, purchase
capital equipment, or need permanent working capital, a term loan is
a convenient long-term financing option.
LOAN: If you have a specific short-term business need with a
corresponding repayment source, a Short-Term Business Loan is a
great way to finance without tapping into savings or using your
Business Line of Credit.
COMMERCIAL REAL ESTATE:
At Twin River National Bank we have a loan for all of your
commercial real estate needs. We offer traditional owner occupied
real estate loans and can also help you with the construction of
your own business building.
ADMINISTRATION (SBA) LOANS: We can provide quick
decision-making and streamlined processing of Small Business
Administration Loans. A variety of loan programs are available to
purchase equipment, provide permanent working capital, or to finance
the purchase of a business, purchase, construct or remodel
commercial real estate. A variety of terms are available depending
upon your specific type of business need.
Twin River National Bank
Geographic Limitations - Our primary lending area is
the Lewis-Clark Valley.
We will also accept applications within
100 miles of the nearest branch.