deposit rates/Yields
 Some banks run rate specials occasionally and then at maturity they renew your time deposit to their normal rates.    We are proud to offer a competitive rate every day of the year.


Account Type
Minimum Deposit
To Open Account 		 Average Balance 
to Obtain Annual
Percentage Yield
Compound
Frequency 
Interest 
Rate
Annual Percentage
Yield  (APY)   
Checking 
  NOW  
 


$100.00
 


$500.00
$2,500.00


Monthly
Monthly
0.20%
0.25%
0.20%
0.25%
Savings  
  Statement
  Money Market
  Tiered Rates


  


$50.00
$2,500.00
$2,500.00
$10,000.00
$25,000.00
$100,000.00
$250,000.00


$50.00

$9,999.99
$24,999.99
$99,999.99
$249,999.99
Above
Quarterly

Monthly
Monthly
Monthly
Monthly
Monthly
0.70%

1.00%
1.09%
1.19%
1.29%
1.49%
0.70%

1.00%
1.10%
1.20%
1.30%
1.50%
Time Deposit
  1  Month
  3  Months
  6  Months
 12 Months
 18 Months
  2 Years
  3 Years
  4 Years
  5 Years


$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00


$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
Monthly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
1.99%
1.99%
2.53%
2.77%
3.02%
3.26%
3.31%
3.41%
3.80%
2.00%
2.00%
2.55%
2.80%
3.05%
3.30%
3.35%
3.45%
3.85%

RATE INFORMATION:  Annual Percentage Yields (APY) and interest rates are subject to change daily as determined by Twin River National Bank management. This rate sheet is effective October 3, 2008.

Fees could reduce earnings on the account.

Early Withdrawal Penalties: The bank may impose a penalty if you withdraw any of the principal and/or credited interest before the maturity date based on the term of your time deposit.  The following penalties may apply: 

   Term:   Penalty:
1 month to 1 year 3 months interest 
1 year or greater 6 months interest 

       IRA & SEP Accounts    All of the above accounts can be used for IRA and SEP investments. 

Please refer to Truth In Savings Disclosure for additional information regarding our interest bearing accounts.