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PERSONAL CHECKING ACCOUNTS  -  Free notary service, local bookkeeping department and local phone number.  Also no charge for your first box of personal checks.

Checking Account Features
*  FREE 1st box of Personal Checks or Endorsement Stamp
Unlimited check writing
*  Electronic or Paper monthly statements
*  Online Banking, Bill Payment & Cash Management
*  Check images available through online banking
*  ATM / Debit card - VISA & MAESTRO networks
*  No fee to use our ATMs on the MoneyPass network ATMs (23,000 nationwide)
*  No annual fee Visa Reward Credit Cards (OAC)
*  Free Notary Service for our customers.

Overdraft Protection
*  Courtesy phone call notification from bank staff
*  No fee relationship savings account transfer
*  Ready Reserve creditline (OAC - advance fees apply)

SIMPLE PERSONAL CHECKING    A checking account to meet your everyday personal transaction needs. 
*  Minimum opening balance of $100.00
*  $6 monthly service fee
*  Monthly service fee waived with one of the following:
        >  Average daily balance of $250 or more,
        >  or eStatements 
VIP PERSONAL CHECKING    A checking account to meet your everyday personal transaction needs that also earns interest. 
*  Minimum opening balance of $100.00
*  $6 monthly service fee
*  Monthly service fee waived with an average daily balance of $500 or more.
*  No fee for money orders or official checks (3/month). 
*  3"x 5" Safe Deposit Box 1st year fee waived (when available)
PLATINUM PERSONAL CHECKING    A personal platinum account is loaded with features and earns our highest tiered interest rates. 
*  Minimum opening balance of $100.00
*  $6.00 monthly service fee
*  Monthly service fee waived with an average daily balance of $2,500 or more.
*  No fee for money orders or official checks (3/month). 
*  3"x 5" Safe Deposit Box 1st year fee waived (when available)
*  Platinum ATM / Debit Card limits
*  Link Simple Checking accounts to your Platinum Checking relationship.  Twin River Bank will waive the monthly fee for up to 2 qualifying^ Simple personal accounts.

^Qualifying Simple Checking Accounts exist on the same customer portfolio, as determined by Twin River Bank, as the Platinum Checking Account and share at least one common account owner with the Platinum Checking account.
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