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Residential Real Estate Loan Program 
Provides financing for homes using secondary market financing. 
Take advantage of low rates NOW!

Program Highlights
Up to 80% financing (95% of Purchase price with mortgage insurance)
Manufactured Homes, Mobile Homes
VA (Veterans Administration) 100% Purchase
FHA (Federal Home Administration) 96.5% Purchase
Loan Programs
10, 15, 20 and 30 Year Fixed Rate Terms
10, 15, 20 Year Variable Rate Terms
5 Year Variable Rate Home Equity Lines of Credit.
20 Year Variable Rate Home Equity Term Loans
Interest Rates
Based on the current market rates, loan to value and overall credit risk.
Preliminary Items
Needed to Qualify
Residential Loan Application (Form 1003)
Current pay stubs covering most recent 30 days
Two year's tax returns with W-2s
Current monthly debt obligations
Past 2 months bank statements
Most recent retirement account statements
Other Information / Disclosures